Are you interested in generating steady passive income? If so, this podcast episode is an excellent beginner’s guide to real estate investing.
Welcome back to the “Inspired To Invest” podcast. This week, Mike Moreau from Concord Capital Partners is with us.
Tune in as Mike recounts his riveting transformation of living pay cheque to pay cheque to creating a financial dynasty.
Embarking on his journey with a workshop in Calgary and fueled by the arrival of his firstborn, Mike unveils how his initial foray into lease options and creative financing laid the groundwork for a stable and prosperous future.
His narrative, steeped in the wisdom of Robert Kiyosaki’s book, “Rich Dad, Poor Dad,” is a testament to the impact of a solid financial education and a steadfast ‘why’ in navigating the investment landscape.
Our dialogue takes a deeper look at the progression of Mike’s investment tactics, from the quintessential fix-and-flip to mastering the BRRRR strategy, which has significantly shaped his financial portfolio. Amidst the shifting market tides, the episode also underscores the value of conservative number crunching and the protective power of mentorship.
For those with a vision to diversify and enrich their lifestyles through real estate, we shine a light on the virtues of duplex investments and the necessity of adaptable exit strategies. It’s a candid sharing of the ebbs and flows of building wealth, where success is measured not just in dollars, but in the freedom to craft a purpose-driven life.
The takeaway? An insightful blend of industry knowledge and personal anecdotes that illuminate the significance of a solid team, the courage to leap before perfection, and the savvy use of financial instruments like home equity lines of credit.
This episode isn’t just about stacking bricks—it’s a blueprint for investing in yourself, expanding your financial acumen, and making informed leaps toward the life you envision. So, are you ready to take the next step on your journey to real estate mastery?
To connect with Mike, click here.
Thank you to Megan Betker from Vantage Point Financial for bringing us this month’s episodes of “Inspired To Invest”. To learn more about them, go to @meganbetker on social & online.
“Inspired to Invest” is proud to support the Beyond Success Program, a not-for-profit financial literacy program for students, launched by More To Give & MAK Investments. Find out more.
Tune back in on Wed., Mar. 20 to hear from an active GTA based real estate investor who, with her husband, has self-funded and grown a real estate portfolio worth more than $50 million across Canada and now into the U.S.
Thank you for tuning into “Inspired To Invest”, hosted by @serenaholmesrealtor & remember, “when you invest in yourself, the sky’s the limit!”
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And, for everything related to real estate and real estate investing, please make sure you’ve subscribed to @serenaholmesrealtor on YouTube & other platforms. We also have a page dedicated to this podcast on Instagram and Facebook @inspiredtoinvestpodcast where we preview guests each week, highlight their episodes, top takeaways, tips, quotes and more.
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Real Estate Investing Podcast Transcript
Speaker 1
00:01
Welcome to the Inspire to Invest podcast, where we’re sharing stories from real estate investors and how investing has changed their lives. This episode of the Inspire to Invest podcast has been brought to you by Vantage Point Financial. Hey, everybody, welcome to the Inspire to Invest podcast. I have Mike Morell here with me today, and he is a father, husband and full-time corporate employee who’s prioritized his goals and his why with a proper plan to achieve and create multiple streams of income by investing in various real estate strategies, primarily in Alberta, but also with other provinces. He focuses on fix and flips, adding value to distressed properties and the Burr method, and he’s come to believe that when the why is strong, the how becomes easy. Mike’s also passionate about inspiring others to open up to the possibility of real estate investing and how it can completely change your life. So thank you, mike, for being here today. How are you?
Speaker 2
00:57
Yeah, thank you, Srinam. I’m doing very well yourself.
Speaker 1
01:00
Yeah, having a great day. So your episode I think six of the day. So we’ll wrap up with you and end strong.
Speaker 2
01:07
Busy, busy, love it.
Speaker 1
01:08
So, obviously, in your body. We talked a little bit about your journey as a real estate investor, but what I want to know is how long you’ve been real estate investing and what real estate look like, or what your life looked like before real estate really came into the picture.
Speaker 2
01:21
Yeah, great question. So basically, I’ve been doing this now since 2018, so we’re approaching pretty much six years to the date. It was in January. Not that it was a New Year’s resolution, it was just a bit of a I entered, well, not entered. I joined a three day event which was held in Calgary and it did change my life, and the reason why I say that is it gave me the sort of the I guess, the breakthrough moment of hey, you know what, you don’t need money or your own money, you do need money.
Speaker 1
01:57
Yeah.
Speaker 2
01:58
You don’t want to get started Now. What did life look like before then? Well, was working a corporate job, basically living paycheck to paycheck. Yeah, so it’s not that I wasn’t making great money or good money for that matter, it was just didn’t understand really financials, didn’t understand what money meant, how it worked, how to grow it and, like most, you get a pay rise. Or, if you’re on a commission base, you make big commissions. What do you do? You spend it and then you’re back to the. You know what we call the hamster wheel, the rat race, and that’s very much. That very much sums it up. That’s what I was living was sort of the paycheck to paycheck, living for the weekend. Couldn’t wait for the weekends to roll around and, in all honesty, the pivotal point was when we found out. Well, when I found out I was going to become a father and my wife was, we were expecting our first and I sat down like man. Something needs to change. We can’t continue doing this, just expecting different results.
Speaker 1
03:01
Yeah.
Speaker 2
03:02
So I picked up the book which I think most people have read and, if you haven’t, I highly encourage it is the Rich Dad, poor Dad. Yeah, it’s a very, very simple read and that’s what led me to a workshop, a weekend workshop, which opened my eyes to, hey, this is possible. Yeah, and then, from there, got educated, continued to invest in ourselves to the point where my wife was able to transition from her job she was the same employer for 13 years transitioned her career after her second born and we haven’t looked back and it’s continuing to fill the different streams of income, which is exciting.
Speaker 1
03:39
No, that’s amazing, and I would say even Rich Dad, poor Dad, I didn’t read that until a couple of years ago. I’m like why is this not in schools? There could be a whole course curriculum based on that, and I think we’re so programmed from an early age that you just go to school, you go to university, you get a job and buy a house and retire. It’s like everyone falls that same path. But I think at the end of the day, we have to find more creative ways, better ways to buy the assets, the pay for what you need to live on in life and just hedge inflation and to create that cushion, because, at the end of the day, the jobs are not there to support you if anything goes wrong or if you have a life event or if you just need more time. So I think that’s extremely important. Now can you talk a little bit about once you’ve educated yourself? What did your first acquisition look like and then how did you manage to scale beyond that point?
Speaker 2
04:30
Yeah. So my what I would call my baby strategy, the first strategy that I learned was lease options. So the first of view that may not be in this arena would know it as rent-owned. So that was our first strategy that we learned and in fact we did it in a small town of Wallisford, ontario, southwest Ontario. We managed to do it within. It was a community. So there’s a deal that was brought to my attention. Again, I had no money, yeah Right. So I was like, well, how am I going to do this? But learning, create a financing. I understood that there’s joint venture structure and that’s a possibility. So there’s an opportunity there. We actually leveraged my mother-in-laws some of her retirement fund, gave her a return on her money, which allowed us. So we borrowed the money from her to then go do the deal and again we ran the numbers. It made sense for us from a cash flow perspective. It became a win-win-win. So we closed the deal. She was able to make a bit of money on her money that was just sitting idle in the bank.
Speaker 1
05:34
Yeah.
Speaker 2
05:35
We had to help her out and we closed the deal, which put money into our pockets and I’m not going into the details, I don’t want to confuse people of how everything sort of panned out. However, it was a creative financing joint venture structure deal that we did on this and we had to close cash first and foremost. So we closed cash and then we ended up getting a mortgage to obviously reduce our payments and increase the cash flow, but it was a bit of a stressful one, to say the least. I think everyone has an element of stress, let’s be honest. It’s always feels like it’s down to the wire. Regardless of how you get your ducks in a row, you don’t think you can get them out of the wire because things can fall through when you’re leveraging other people’s money mortgage ability, et cetera, et cetera.
06:23
So it was that deal, but that was sort of the proof in the pudding that if I can do this, what makes me different than others? And I thought the same thing when I first went to the three day event. I’m like, how are they if they’re doing it? They’re breathing the same air that I am. It’s just a matter of following the who is doing it. They will show you the how. It’s what you want that comes from within.
Speaker 1
06:50
Yeah, and also taking action right, Because I think a lot of people want different things, but they’re just too scared to make that first step right.
Speaker 2
06:58
Yeah, and it’s a scary one. We’re not talking borrowing a couple, a hundred bucks from Serena and hoping to pay her back. When we’re talking. It could be 80, 90.
Speaker 1
07:08
100,000, they’re millions, it’s a thousand, it’s a thousand.
Speaker 2
07:11
Yeah, it’s a big thing, but I feel that when you’re A educated you can do your own property diligence. When you surround yourself with a community that understands what it is that you do, can understand your thought process, the fears will maybe sort of diminish a bit.
Speaker 1
07:33
There’s always an element of fear, I think, but it’s important, though I think that also gives you a sense of urgency and a responsibility over the investor’s money that you’re leveraging, whether it’s a personal connection or otherwise. Now, once you kind of went through this and you achieved that first deal, how did you then move forward and how did you continue to move along at that point?
Speaker 2
07:54
Yeah, that’s a big question. Again, we do tenant first. We do that as opposed to a property first. For the most part, we got a bit stuck. That’s what I want people to know. It’s like you know, end of the day, your journey isn’t like this. It’s not completely up. It could be this with a bit of that and a bit of this and a lot of that, before you start to have it go up. Yeah, it felt like, okay, we got our first deal. Energy motion, everything is high. We’re all we could take on the world. Trying to do our next one. It took a bit of time and it was sort of draining mentally.
08:33
What I realized was the fact that I was so narrow, focused on just one strategy alone. So when we learned that, hey, we invested in ourselves. We got the return on investment. Well, in order to scale, we need to upgrade our education, our knowledge, et cetera. So let’s say we went back to school to learn different strategies and I kid you not, once we did that it was a bit of the blinder started to open up where the deals that were once passing through we are the ones grabbing them, as opposed to letting them go by?
Speaker 1
09:12
Yeah, and what did some of those deals look like? How did you pivot with your strategy when you maybe decided that what you were doing wasn’t working?
Speaker 2
09:20
Yeah. So it was very always goal focused. End of the day, obviously, the why has to be there, then our goal what do we need to hit? What are we looking to do? Then we started to look at the strategy that would complement that goal. And then we went to the markets where they worked because, end of the day, the markets will shift. It’s been. You got to be nimble and be able to pivot. So we shifted and, based on distressed properties, I understood that there’s a you can fix and flip which can create capital. You could either leverage the BIR process, which is buy, renovate, rent, refinance, repeat and pull that equity out, pull some money out, so while still holding it as an income property. So we ended up we pivoted to the distressed property because of like.
10:11
These are things that I was once scared of. And don’t get me wrong. My first deal you walk into a home because I was so used to buying primary. You walk into a home that’s distressed. You’re going to have your higher self being like you’re educated. You can go do this and then your lower self be like run away.
Speaker 1
10:29
I don’t know, what am I doing here?
Speaker 2
10:31
However, because of the mentor, I had a mentor to leverage as well, to make sure, hey, if the deal is good, the money will follow. And we leveraged that. And it was a scary one because we, at this point, we were the ones who found the deal. We are the ones who went out there, raised the capital, found the mortgage. You know someone to hold the mortgage.
Speaker 1
10:52
Yeah.
Speaker 2
10:53
And again, you’re not talking dollars and cents, we’re talking, you know, hundreds of thousand dollars to finish this project. Yeah, and as it started to materialize and the numbers became more and more true, it was addictive Because we just did this with none of our own money again, and then we started to rinse, repeat these types of projects. So, yeah, we went to distress properties and started to leverage that from a fix and flip. We started to leverage it from an income property after we refinance et cetera.
Speaker 1
11:28
And have you been primarily focused on single family properties or have you considered some multi-families as well?
Speaker 2
11:34
So we’ve been doing a lot of duplexes. Again, I’m not all about the biggest or the shiniest ones, it’s the numbers. Where do the numbers make sense? And with that, a lot of these duplexes in Calgary, Edmonton and throughout Alberta. It became a bit of a rinse repeat and the entry point for folks that had maybe little less capital could still get into it from a joint venture perspective and even on a 50-50 split the cash flow was still strong. Yeah, With us and our money mortgage holders.
Speaker 1
12:12
Yeah, now that makes sense. Now, when you look at this past five years, what would you say is one of the biggest obstacles that you’ve faced so far? So the biggest obstacles.
Speaker 2
12:21
I think you know what it’s. As we all know, interest rates went up. The market through COVID did some funny things. The biggest thing that I learned was to stress test yourself. Yeah, because I’m not funny enough, because I do feel for the folks that have not stress test themselves. They’re upside down, maybe in an underperforming, negative cash flow and investment, or have lost the shirt off their back, or over-leveraged, et cetera, et cetera. There’s a number of things that went wrong Because we got educated and we learned about this.
12:56
We understood that, hey, when you run your numbers, a, make money in the buy, which is any sort of downturn to a certain degree. Two, make sure cash flows. So I think people just run the numbers so tight and are super. They’re just not conservative enough. Well, as soon as interest rates go up, well, then there goes their cash flow. So we do sort of a worst case, most likely case in a best case scenario. And if the worst case scenario to cash flow, we will invest. And then the other thing is I always say you have to have two to three exits.
Speaker 1
13:37
Yeah.
13:38
Yeah, so that’s smart, yeah, and I think that’s smart just from a passive investors perspective too, right, like when anyone is thinking about joint venturing. I think those are all your important questions to understand not only how the numbers are looking, but what happens if circumstances change or unexpected things happen, but also really what those exit strategies do look like. If it’s something where you need to pull yourself out of the hole right Now. What would you say you’re most proud of now, looking back at your journey? Like, is there something that you look at as your biggest success up until this point?
Speaker 2
14:10
I just think it’s getting out of your own way and I know that’s not like a huge answer, but it’s getting out of your own way because anyone can do this. Again started from zero. We’re talking a couple thousand bucks to my name, paycheck to paycheck just six years ago and to grow it to the point where our lifestyles have changed our kids, I think what I’m super excited about. I have a three to five year old and already it’s like revenue minus expenses, equals and they say cash flow.
14:48
And it’s being able to teach them that, hey, you can go do whatever it is that you want to do, you don’t have to rely on a job, you don’t have to even work, and those this may offend but you don’t have to worry about going to post secondary if you don’t want it.
Speaker 1
15:01
Let me not serve your goals right Totally.
Speaker 2
15:04
Totally so, just having a different relationship to money.
Speaker 1
15:07
Yeah, yeah, no, I can completely understand that. So with that, on that note, we’re just going to take a really brief break for a word from our sponsors and we’ll be right back.
Speaker 3
15:14
It’s Megan Becker, wealth coach and real estate investor from Victoria BC. I’ve spent a decade helping business owners and real estate investors safeguard and supercharge their wealth. Today, I wanted to share a couple of goals and nuggets for real estate investors. Tip one diversify. In this ever-changing market, having a mix of assets is key. Tip two leverage the power of infinite banking. It’s not just a tool, it’s a game changer, Whether you’re a seasoned pro or just diving into real estate, let’s connect. Visit vantagepointfinancialca or follow us on Instagram at Megan Becker.
Speaker 1
15:47
Inspired to invest, is proud to support the Beyond Success program. In today’s complex world, it’s absolutely crucial for our youth to learn how to take charge of their financial future. We believe that every young person deserves access to accurate, practical financial information. Designed to bridge the gap, the Beyond Success program leverages a comprehensive educational bootcamp to equip young minds with essential financial literacy skills. At Beyond Success, it’s not just about teaching financial literacy. It’s also about fostering a foundation for a prosperous and empowered future. Join us Together. We can build a brighter financial future for the next generations. Join us Together, we can build a brighter financial future for the next generations.
16:35
I value transparency, integrity and trust. If you choose to work with me, you can be assured that business will be conducted honestly and openly. Time is of the essence in this industry, so you can expect nothing short of quick, clear communication from me. I’ll keep you informed every step of the way so you feel comfortable throughout this entire process. Our homes are where we eat, sleep, relax and play. My client’s best interests are at the heart of everything I do and, with this said, my service to you doesn’t end when the transaction does.
17:10
As your realtor, I’ll not only help you buy and sell your property. I’ll also educate and support you along the way. I want to help you fulfill your goal of home ownership and become your trusted real estate resource for life. I can’t wait to share my passion for real estate with you. More importantly, find you the perfect house to turn into your home. Looking to buy, sell or invest in Durham Region or Toronto? Let’s chat. Hi, everybody, welcome back to the Inspire to Invest podcast. I have Mike Morrell here talking to us about his journey as a real estate investor over these last five years, focusing on Fix and Flips and the birth strategy and buy and hold, and I guess one thing I really want to know is what’s the craziest thing that you’ve experienced as a real estate investor up until this point?
Speaker 2
17:54
The craziest thing when do you start? Again, we do distressed properties Throughout renovations. There has been some, and I almost don’t want to say some of the stuff that I’ve found in some of these homes, but we’re talking for one because this is appropriate. It’s not inappropriate for any podcast or what have you is. We were doing some ceiling type work, found fishing rods In the ceiling In the ceiling Now, mind you, they weren’t the best fishing rods, otherwise I would have kept them, because that’s one of my hobbies going out fishing but it was finding that and some other weird, weird things which I would rather not. This glows on here. But yeah, we found a bunch of funny things throughout that. And then the other stuff is just, every deal is completely different. You can get down to the wire on every single deal, but what I find is you have the right power team member, and what I mean by power team member is realtor, mortgage broker, lawyer, accounts, et cetera.
19:12
As long as there is alignment when you’ve vetted them and I say vet them in terms of doing due diligence, because under the date they may be good at what they do, but if they don’t align with what you do, maybe they’re not the right fit.
Speaker 1
19:25
And they may not have the same perspective right.
Speaker 2
19:27
Yeah, you’ll always get the deal done, and I just think that that’s the biggest thing is, if you want it bad enough, you’ll make it happen. If you have the right people on your side, you will make it happen.
Speaker 1
19:38
Yeah, no for sure. I know you talked a lot about educating yourself. What would you say is some of the best advice that you’ve ever been given Best?
Speaker 2
19:48
advice is trust the process. Again, everybody, myself included hey, I’m fully at fault for it too, because it’s a scary thing is wanting everything lined up, wanting to have it perfect before you pull the trigger and again just kind of going back to what I said earlier if the deal is good, the money will follow. Yeah, I looked at that first first deal that we did. There were so many thoughts running through my brain that would have scared me to walk away, to go back to just being, go back to your job, stick to the normal. It’s trust the process and when you can do that, take that first step.
Speaker 1
20:30
Yeah, yeah, absolutely I think about so important. Now is there something that you and your wife have kind of thought of, when you think of your financial freedom number or like you know what you’ll need to see kind of happen, to be like, yeah, we’ve made it, you know.
Speaker 2
20:44
Yeah, I don’t think there’s ever enough, to be honest when it comes to that. We have now what I call the circle of wealth. Is your active income. You have your passive income and your portfolio right. Just to give everyone a bit of a perspective yeah, I still work full-time and some people ask me why do you do it? Well, I still enjoy what I do, still enjoy it and it’s very flexible. She, on the other hand, enjoyed what she did. She was with the company for 13 years in project management. However, we had two kids and it was the freedom we got a bit of a taste after the first born. You know what? The rushing around, getting the kids out, picking them up it was nothing but chaos to be like what for? So now it’s at the point where we have our active income, we have multiple investments in terms of different strategies and what have you that passive and even our equity? We do trading, we do a number of different things. It’s all about putting your money to work. Yeah, absolutely yeah, I think that’s so important.
Speaker 1
21:54
There was someone that I interviewed a while back and they said you always have to keep your money. Moving is probably the best thing. You never want it just sitting dormant and in count and eventually that could like negatively amortize if it’s just sitting there not doing anything, right.
Speaker 2
22:07
I want to kind of if I can, just kind of shed some light on money. I’ve been educated that you have to be comfortable to leverage in debt to create wealth. I have lent credit card balance transfers for short-term rentals for people to furnish their Airbnb’s and I’ve made money off balance transfers Small-digit returns by leveraging the bank’s money.
22:37
Even that when you have a home equity line of credit, a HELOC. If you have a line of credit, think about what you can do if you were educated, let’s put this way you have to start to think like the bank with this. And that’s what they do when they give you a credit card. They give you this. Most people just, unfortunately, go swipe it on a nice tan or something shiny in the parking lot or your driveway. That’s leveraging.
Speaker 1
23:04
You’re speaking my language. Private lending has been my bread and butter for the last five years because you had a young family, I had my daughter and my business can operate. During the pandemic, I was literally able to use my home equity line of credit for private lending. Yes, in the glory days I’d pay my 3%, but I would be making anywhere from 12% to 20% on the money that I loaned out. And I was able to make enough that I tripled the money that I used to take from my business.
Speaker 2
23:29
Totally.
Speaker 1
23:30
Aside from setting up the deals, there’s really not much work other than just tracking the deposits as they come in every month. That gave me this return on time and the flexibility to spend that time with my daughter. I didn’t have to worry about trying to go out and get a job when she was three months old, when, basically, my business came to a grinding halt. I absolutely understand the power of passive income and just using what you have available to you. It doesn’t necessarily mean it has to be cash in the bank. It could be what you have access to and what the credit looks like. You just have to be very careful and smart because at the end of the day, you’re still on the hook for the money you borrowed.
24:02
I think you have to vet everybody appropriately and get good, strong referrals and understand the due diligence process. It’s just like underwriting a regular active deal to understand what it’s secured against and what the process is like if anything ever does go wrong. Now, I guess just in terms of how real estate has changed your life. Obviously you talked about it a little bit, but if you were to really sum it up for people, how does that look now for you in terms of time, freedom, opportunity. Obviously it’s had a big impact on you, but you can shed a bit more light on it.
Speaker 2
24:32
Yeah, I think it boils down to control. You can start to do the things that you love. Now, that’s not to say that, hey, mike works an hour a day and can go do what he wants. There’s still nights where I’m burning the midnight oil. There’s still mornings where I’m getting up at 4.35, 3.30, 3.30 in the morning I’ll depend on when my boys get up but you’re doing it for you. I think that’s the biggest thing. Jim Rohn for those of you who may not know him was a wealth of knowledge he has passed, but he is a big philosopher. He always said that wages will earn you a living, profits will earn you a fortune. That really stuck with me in terms of when you go work for somebody else, you’re fulfilling their dreams and making them rich, when you can start your own business. And real estate has just been a vehicle that has allowed us to do what we want, passively and actively. But it doesn’t mean I’m sitting back kicking my feet up all day If you want, absolutely, but when you love what you do, it’s never worked.
Speaker 1
25:41
Yeah, no, absolutely. Now, obviously, the name of this podcast is Inspire to Invests. So to your point about quotes, is there anything in particular that really motivates or inspires you?
Speaker 2
25:52
Yeah, I love Jim Rohn. I highly recommend anyone if you’re just new to it. It’s not necessarily investing. It’s a lot of mindset because you have to get out of your own way and visualize something and also believe in it. Jim Rohn has always said motivations will get you started. Habits will keep you going. Because, hey, for those of you that are listening to today might be inspiring enough to motivate you to maybe go pick up a book, but you have to keep at it because this is not an overnight thing, it’s not a get rich quick. I’ve been at it for six years now and, yeah, there’s been some ups, some downs. However, am I forever grateful and thankful that I took that leap 120% totally?
Speaker 3
26:40
So you just you gotta create.
Speaker 2
26:42
it’s the small habits. Just start reading a book, Start doing this, start doing that, Get educated. Once you can see the possibilities, I always say it’s simple what we do, it’s just not easy.
Speaker 1
27:00
Yeah, and it takes a bit a level of confidence and courage, I think, to take that step and just to break free of what everyone else thinks is normal. I think when I have talked to people about some of the real estate investing, in the beginning I was kind of quiet about it and then the last year I talked about it a lot more and I think you’re crazy, the average person, just because it’s not mainstream. It’s becoming more and more mainstream because I think there are a lot more education platforms, more events and stuff like that. But I think people are gonna have to do more because no one can keep up with inflation if they’re getting a 3% wage increase and inflation is like 20% or like properties are going up by that percentage. Like I think it’s the only true way they can really get ahead and try to kind of live your life on your own terms. So, with that being said, is there anything in particular you want to leave the audience with today?
Speaker 2
27:50
Never lose, like if you have a dream, like if you truly want to do something and go after it. You know, I think the biggest thing is most people sit there afraid to start small. What will people say? Afraid that they might not know it all. I go back to failing like a child. Right, I’ve heard it a number of times, but it’s and my kids have taught me. They come out not knowing how to speak, how to walk, et cetera.
28:20
But through practice, and the same goes for this, you start any job, you’re never the greatest at it. You won’t be the greatest at running numbers, doing due diligence, raising capital, all that stuff. But with the right people around you, they will start to be the magnet and you’ll gravitate and you will learn this. And I just say there’s opportunities out there, you know, just go get educated, go take action. Don’t worry about having it all lined up. Yeah, just go do it and things will start to. You’ll thank yourself. Yeah, you’ll thank yourself because you can create the. The beauty part about this is there’s no cap to your income.
Speaker 1
29:03
Yeah, yeah, yeah. I think that’s something that just more people need to strive for Now. If anyone wants to get in touch with you to learn more about your opportunities, what’s the best way for them to reach you?
Speaker 2
29:14
Yeah, can find me on Facebook. I’m also on Instagram. Those are kind of the two, you know, I think everybody.
Speaker 1
29:22
Thanks. Yeah, of course Some people have like a, preferred, some people like my website, my email, but will include obviously everything in the show notes below, of course. Thank you for your time today and for anyone that is tuning in. Please make sure that you like, comment and subscribe below. You can also follow along at inspired to invest podcast on social and, of course, remember, when you invest in yourself, the sky’s the limit. Thanks again. Thanks, rina, I’m just going to hit stop. Thank you to vantage point financial for bringing you this episode of inspired to invest. The views represented on this podcast are for general information only and does not constitute investment or other professional advice or an offering of securities. The host and guest featured on Inspire to Invest make no representations as to the performance of any particular investment. Should you decide to make an investment, you are responsible for conducting your own review and analysis. It is recommended that you obtain independent legal accounting and tax advice from licensed professionals.